Calculators
Run the Numbers Before You Make a Move
Affordability, monthly payment, a side-by-side price comparison, refinance savings and rent vs. buy — then let us build a full scenario with real pricing.
Joe Piccirello | NMLS #1988505
Affordability Calculator
How much can I borrow? Enter your income, debts and down payment to see a realistic price range before you shop.
Estimated home price you could borrow toward
$459,575
Based on a total housing budget of about $3,400/mo including taxes and insurance.
Monthly Payment Calculator
Estimate principal, interest, taxes and insurance so you know what the payment really looks like.
Estimated monthly payment
$2,665
P&I $2,275 · Taxes $280 · Insurance $110 · HOA $0 · PMI $0
Side-by-Side Price Comparison
Compare two purchase prices — say $300,000 vs. $315,000 — and see the real monthly difference including taxes, insurance, HOA and PMI/MIP.
Difference between $300,000 and $315,000
+$101/mo
That's about $1,211 per year, plus $1,500 more cash down. Taxes, insurance, HOA and PMI included.
Refinance Savings Calculator
Compare your current payment against a new rate and term, including your break-even point on closing costs.
Estimated new payment
$1,867
Potential savings of $383/mo · break-even in about 12 months.
Rent vs. Buy Calculator
See how renting compares to owning over the years you plan to stay, after equity and selling costs.
Buying could cost less over this period
$61,338
Renting ≈ $199,037 vs. owning ≈ $137,699 net of equity after 7 year(s). Estimated P&I $2,275/mo.
Estimates only and not a loan offer, commitment to lend, or rate lock. Actual payment, rate and costs depend on a full application, credit approval and property details. Contact Joe Piccirello at (602) 502-2268 for a personalized quote. Edge Home Finance Corporation | NMLS #1988505.
Joe Piccirello | NMLS #1988505
Licensed mortgage loan originator. Verify licensing at NMLS Consumer Access.
Edge Home Finance Corporation | NMLS #1988505
5868 Baker Rd, Minnetonka, MN 55345, USA
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Ready to See Your Numbers?
Call or text us at (602) 502-2268 or request a quick quote online.