Looking to buy or refi?Joe Knows Home Loans.
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Joe Piccirello | NMLS #1988505 · Edge Home Finance Corporation
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Takes about 30 seconds. We follow up personally with real numbers.
Today's Rates, No Guesswork
National average rates. Subject to change and dependent on borrower approval, creditworthiness, and lender terms.
Broker Advantage
Access To 100+ Lenders
As a mortgage loan originator with Edge Home Finance Corporation, we aren't limited to one bank's rate sheet. He shops your scenario across a network of more than 100 wholesale lenders and investors, then brings you the pricing and program combinations that actually fit — whether that's a conventional loan for a first-time buyer, a VA loan for a military family, or a bank statement loan for a self-employed borrower.
- Wholesale pricing from a large lender network
- Conventional, FHA, VA, jumbo and non-QM options
- One application, multiple lender comparisons
- The team you’ll work with from start to finish
Joe Piccirello
Mortgage Loan Originator
NMLS #1988505 · Edge Home Finance Corporation
Martin Aechternacht
Loan Officer Assistant · NMLS #1429303
Loan Programs
Loan Types We Offer
Buying a Home
Pre-approval that sellers take seriously, plus a clear game plan from offer to keys.
Learn moreRefinancing
Lower the payment, shorten the term, or pull cash out for what matters next.
Learn moreLoan Programs
Conventional, FHA, VA, jumbo, investment and self-employed options compared side by side.
Learn moreCalculators
Run the numbers on payments, affordability and refinance savings before you commit.
Learn moreCalculators
Run Your Numbers
Affordability, monthly payment, refinance savings and rent vs. buy — then have us build a full scenario with live pricing.
Mortgage calculators
Estimated monthly payment
$2,665
P&I $2,275 · Taxes $280 · Insurance $110 · HOA $0 · PMI $0
Estimates only — not a loan offer, commitment to lend, or rate lock.
Stay Ahead
Free Alerts, On Your Terms
Pick one. We watch the numbers for you and reach out only when it actually matters.
Google Reviews
What Clients Say About Joe
Real reviews from Google for Joe Piccirello and Edge Home Finance Corporation.
Teresa Belmonte
“I’ve had the pleasure of working with Edge and Joe 3 times now and would recommend Joe and his team again and again! They make the process seamless and easy. Always in communication, always willing to answer questions, a…”
Zach Seewald
“I recently had the pleasure of working with Joe Piccirello at Edge Home Finance on a couple of recent refinance transactions. As an escrow officer, working with a responsive, organized, and professional mortgage broker m…”
Tessa Read
“Joe is FANTASTIC! We just bought our first home (new build) and were having an incredibly hard time with the preferred lender. When we reached out to Joe he knocked the interest rate and down payment out of the park imme…”
Lauren Johnson
“My husband and I just purchased our first home. Joe was referred by a friend, and I’m so glad we worked with him! He was super responsive throughout the process and answered all of my questions thoroughly. He was always…”
Meet The Team
The Team You'll Work With
A small, dedicated team built around making your mortgage experience simple, transparent, and personal—from the first question to the closing table.
Joe Piccirello
NMLS #1988505Mortgage Loan Originator
Joe Piccirello is a licensed mortgage loan originator serving borrowers across five states. He focuses on making financing straightforward, explaining options in plain English, and staying reachable from the first question to the closing table. Whether you are buying, refinancing, or investing, he works to find the right fit for your goals and timeline.
Martin Aechternacht
NMLS #1429303Loan Officer Assistant
Martin Aechternacht supports Joe's clients as a Loan Officer Assistant. He helps keep the process moving smoothly, answers questions along the way, and ensures nothing falls through the cracks from application to closing. His detail-oriented approach gives borrowers confidence at every step.
Why Us
A Smoother Loan, Start To Finish
Fast, Honest Answers
Same-day pre-approvals and quick quotes so you can make decisions with confidence.
One Point Of Contact
The team handles your file personally — no getting handed off between departments.
Backed By Edge
Edge Home Finance Corporation brings the lending platform, programs and pricing behind our service.
Joe Piccirello | NMLS #1988505
Licensed mortgage loan originator. Verify licensing at NMLS Consumer Access.
Edge Home Finance Corporation | NMLS #1988505
5868 Baker Rd, Minnetonka, MN 55345, USA
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Ready to See Your Numbers?
Call or text us at (602) 502-2268 or request a quick quote online.